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Chapter 845 Dragnet

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    Although he was scolded a lot.

    But the banknote that should be paid has been paid, and the money and goods have been cleared.

    Holding the house deed and land deed in my hands, I really don¡¯t know whether to cry or laugh.

    Out of the shed.

    But it attracted the eyes of countless people outside, and there was actually envy in their eyes.

    Fang Jifan only dared to come at noon. There must be many people in the morning, which would arouse jealousy. If he was beaten, there would be no place to explain.

    People who are like a pack of wolves, shaking their heads and talking about benevolence, justice and morality every day, are now being tortured by a pack of wolves, a pack of wolves whose eyes glow green when they see meat.

    It has to be said that Fang Jifan has now become a vulnerable group, and he does not dare to provoke anyone for fear of getting into trouble.

    Today, more than 700 acres of land were sold.

    In addition to the tail room, because the commotion was so severe, another 600 acres of land had to be supplied.

    That¡¯s it¡­someone is still making trouble.

    Fang Jifan sat down and counted the banknotes. This mountain of banknotes was really a terrifying amount.

    Two million and four hundred thousand taels.

    This is just a down payment, accounting for 20% of the house price. After the bank lends money, the remaining 80% of the money will also be entered into Xishan Jianye's account books.

    " And Xishan Jianye's current capital has exceeded tens of millions of taels of silver. Even if it does not sell land, it is enough to complete many constructions within three years.

    Xishan Bank also began to attract savings crazily because of housing loans. After all, credit has been established, and the banknotes issued have begun to be recognized by countless people.

    Just like those gentlemen in Beijing, in the beginning, in order to buy a house, they had to go to Xishan Bank to exchange real money for banknotes. At first, they had doubts in their hearts. After all, God knows whether banknotes will be used in the future.  A run could be like a large-scale devaluation of Ming Dynasty treasure banknotes.

    But this kind of worry, after the first try, gradually became acceptable. I can use thousands of taels of silver, so what does it mean to exchange for a few hundred taels? What's more, I still owe a loan from the bank.  , can it fail?

    Banknotes have begun to become more and more widespread.

    The only unpleasant thing is that the portrait of Zhu Houzhao in military uniform is printed on the 10-tael banknote.

    To be honest, the dignified prince, riding on a horse and holding a spear, is an eyesore.

    The person on the one tael of silver is even more annoying. Fang Jifan is smiling, wearing a feather fan and a turban, and he is smiling. When he picks it up, it seems as if the person on the banknote is laughing at himself for being a fool.

    Wang Jinyuan stood beside Fang Jifan with a smile: "This month, the amount of money deposited in Xishan Bank has exceeded 20 million taels, but the amount of money borrowed has exceeded more than 30 million taels. This little guy is frightened to see it.  Ah, the reserves of Xishan Bank are a bit insufficient. If there is a run, it will be terrible."

    Fang Jifan nodded: "Don't worry, if there really is a run, everyone in Beijing is more anxious than us, but now the focus is on attracting savings, we have to find a way to promote the bank's business to Beitongzhou, Jiangnan and the world.  In various places, think about it, these savings are paid with interest It is equivalent to them lending money and letting us lend money to people to buy houses. These people who buy houses are either rich or expensive. They will definitely not stop paying, and the loans  The profits are also huge, how can there be so many good things in this world?"

    Wang Jinyuan nodded: "The only thing I'm worried about is that other places are unwilling to accept our money or deposit our money in banks. After all"

    Fang Jifan shook his head: "They know how to save. If necessary, just increase the interest on savings. Don't think about it. In the past, so much money was hidden secretly. In this world, countless gentry are all  Old wealth, if you have money, you hide it under your bed or bury it. There is only a limited amount of silver circulating in the market. But now, things are different from the past. Not to mention the fleets that sailed to the Western Ocean, bringing back countless amounts of gold and silver.  , now that housing prices in new cities are skyrocketing, how many people are giving away real money that they have inherited for generations.

    In this market, so much money has begun to circulate. Think about it, prices are about to start to rise. Once prices rise, they have the ability to continue to hide the money. Hiding it, they are the ones who suffer.  If you don't use it to buy a house, you have to obediently take it out and deposit it in the bank and earn some interest. Otherwise, the price of silver will fall day by day, and you will buy less and less things every day. I want to see whether they are anxious or I am.  .  "

    Wang Jinyuan was happy.

    In fact, at the beginning, he didn¡¯t quite understand this routine.

    But now, he finally understood something strange.

    &nbspZhu!  "The kids scrambled.

    "Where is Daming?"

    "There!" Countless people stretched out their little hands.

    Fang Jifan was about to spit out a mouthful of tea, uncle, where are you, are you insulting our IQ?

    "Where is the capital?" the little aunt smiled.

    "I know, I know." Fang Zhengqing raised his hand.

    Fang Jifan felt a sense of comfort in his heart. Sure enough, he had the same IQ as himself.

    What is this? This is the inheritance of family and bloodline.

    The little aunt looked at Fang Zhengqing with a smile: "Now, let Zhengqing tell us where the capital is."

    Fang Zhengqing had his hands behind his back. He was still wearing crotchless pants and his baby teeth were sticking out. He said, "I know Zhu Zaimo knows."

    ""

    The little aunt was very patient and her eyes fell on Zhu Zaimo.

    Zhu Zaimo stood up angrily, walked to the globe, and pointed to the location of Beijing.  (Remember the website address: www.hlnovel.com
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