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Chapter 284 The one who owes money is indeed the uncle (Part 1)

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    The situation in Northeast China is really complicated.  Zhang Zuolin initially tried desperately to drive Meng Enyuan away, but when he saw that the fruits of victory were in danger of being harvested by the Anhui clique, he desperately tried to protect him.  Meng Enyuan first put all his strength on guard against Zhang Zuolin, and later regarded the Anhui clique as his opponent, and instead eased relations with Fengtian.  The reversal between friends and foes is extremely fast, depending on their own needs.

    There was actually a local force calling for Ban Zhong|Central, and Duan Qirui was a little confused.  The Zhili Clan has been watching eagerly from the side. If this tendency is not suppressed, how will it teach the world?  So he prepared to conquer by force.

    The war was about to break out. President Feng Guozhang was not convinced. Xu Shichang and Wang Shizhen, the elders of the Beiyang faction, were also willing to mediate.  Feng then instructed Wang Zhanyuan to unite with the Beiyang warlords in various provinces to send a joint telegram, requesting that Jilin's status quo be maintained on the pretext of involving national defense and diplomacy. In addition to the three governors of the Yangtze River, the listed governors also included some Anhui governors who were invited by Wang Zhanyuan to sign.

    President Feng is so tough this time because Meng Enyuan is the son and daughter of his general Lu Jianzhang. In a sense, touching Meng Enyuan is to give him power.  Lao Feng would not do anything to harm his own teeth.

    Duan Qirui, because of Feng's face and the oppression of the provincial governors, decided not to settle the issue of Jilin's Yidu. He issued two orders: not to revoke the original order and not to implement it.

    Afterwards, Meng Enyuan regained the favor of the Beijing government due to his meritorious service in pacifying the Harbin incident, and stayed in office as he wished and as Zhang Zuolin wished.  However, the rift between the two is already there.

    After this unsuccessful competition, Zhang Hanqing realized that Duan Qirui was not as strong as he thought. At least, he was still easily defeated under the pressure of his immediate family.  Putting all your hopes on him, or trying to make some benefits from him, is not always smooth sailing.  It was also from this time on that Zhang Zuolin became less interested in following Duan Qirui, but became more determined to stand on his own.

    China¡¯s domestic situation is unstable, and its powerful neighbor to the north is also restless.  Since the February Revolution, the political situation in Russia has been very unstable, with the emergence of two regimes, the Provisional Communist Party of the Bourgeoisie and the Soviet of Workers' and Soldiers' Deputies.  The workers and soldiers who controlled the military power did not trust the Provisional Government, but for various reasons, the Soviet leaders used their authority to support it. This phenomenon was what Lenin called "dual power."

    According to the proverb "There is no room for two tigers in a mountain, except one male and one female", the Mensheviks, the Bolsheviks and the bourgeoisie had a lot of disputes over who should be the leader of the revolution, and a shadow of unrest was brewing throughout Russia.

    Capital is the most sensitive, and bankers have an especially keen sense of smell.  In early October, Neshinsky, the president of the Fengtian branch of Daosheng Bank, came to visit the Zhangs and his son, hoping to repay the loan in advance, even partially.

    I started borrowing money at the end of October last year, and it has been almost a year now.  It stands to reason that it has not expired, so Neshinsky gave very generous conditions: "Commander, Marshal, because our headquarters plans to build a branch in the pass, but capital is tight. So if possible, I hope that  You can repay the loan in advance. As compensation, we will give you a discount on interest as appropriate. A 10% discount is not impossible."

    By the way, Lao Zhang and Xiao Zhang borrowed a total of 9 million rubles in four installments.  The first 2 million was used for the survival and garrison of the original Guards Brigade, allowing Xiao Zhang to survive the most difficult days safely, and Neshinsky played a major role;

    The second tranche of 2 million was used to build two artillery shell production lines and three bullet production lines at Fengtian Arsenal, which is now in full swing;

    The third tranche of 4 million and the additional fourth tranche of 1 million were actually guarantees provided by Daosheng Bank. The transaction led by the Russian government was used by Lao Zhang to build three 60mm mortar production lines.

    After nearly a year of maneuvering, Fengtian Finance has actually turned a loss into a profit, and it is not a big problem to work hard to pay off the loan.  For Zhang Zuolin, repaying the loan half a month or one month in advance can save more than 90,000 rubles in principal and interest, which is quite cost-effective.  If it weren't for Zhang Hanqing, he might have done this.

    Fortunately, there is Zhang Hanqing.  As the person directly responsible for the loan, he had no reason not to be present.

    "Mr. Neshinsky, what you are doing is against the spirit of the contract. I can completely refuse" Zhang Hanqing responded simply.

    "Of course! Mr. Marshal, I'm just here for a discussion. As an old friend of yours, you can completely understand our temporary financial constraints due to changes in business plans, which is common in the banking industry. You see, Chapter 1  A 2 million loan is about to expire, and the other three are only one month away. If you have the ability to pay, I strongly recommend you to repay in advance, so that both parties will be happy - we can calmly plan and treat you  It¡¯s also a good deal. Of course, in order to express my apology, I can decide to reduce the interest rate by another five percentage points on top of the 10% interest rate!¡±Neshinsky came up with an enticing figure.

    "No, Mr. Neshinsky, I will fully abide by the spirit of the contract and repay the original principal and interest on time and in full. Please rest assured!" Zhang Hanqing said seriously.  At this moment, he vividly expressed the traditional Chinese spirit of "a promise worth a thousand gold".

    "No, no, no! Mr. Marshal, early repayment does not constitute a breach of contract, as long as both parties agree. This matter is beneficial to both parties at the moment, are you right?" Neshinski said hurriedly.

    "Mr. Neshinsky, you may not know how stubborn we Chinese people are about the spirit of contract! Even for one day, even if there is a huge temptation of benefits, our compliance with the contract is enough to make the world ashamed! We will make all loans on time and in full  Please rest assured that we will pay the principal and interest on time. However, we are not prepared for the early repayment you mentioned, so we cannot accept it for the time being." Zhang Hanqing insisted.

    Neshinski lowered his head and thought for a moment, then raised his head and said in a firm tone: "Twenty percent off! It can't be lower. I can transfer some benefits to the young marshal on behalf of the headquarters!"

    Zhang Zuolin praised him greatly. He couldn¡¯t see that Xiaoliuzi had a good way of doing business, and he didn¡¯t try to make too many concessions in negotiations.  He knew the heat well, and earned more than 180,000 yuan with a 20% discount.

    However, he was soon surprised by Zhang Hanqing's big mouth, because the latter completely rejected the benefit: "Mr. Neshinsky, this is not a question of money, but that doing so will affect my view of the sacred."  The practice of the Chinese spirit of contract! I stick to my opinion!"

    Neshinsky became angry, and even Zhang Zuolin felt that what Xiao Liuzi was doing was unethical and he would just give up on it!  Is it necessary to make Neshinsky angry and leave, leading to a breakdown in negotiations and no benefit at all?  He secretly winked at Zhang Hanqing.

    But Zhang Hanqing did not understand, or in other words, did not agree with his idea.  Zhang Zuolin didn't have time to speak, because Neshinsky gave his last roar: "30% off! In order to enter the pass, I risked being punished by the headquarters to agree to this very unreasonable benefit for the first time!" He was angry, with a common smile on the capitalist's face.  Gone too.

    Zhang Zuolin couldn¡¯t help but applaud.  Xiao Liuzi is sitting firmly on the Diaoyutai and has mastered the essence of negotiation.  30% off, I got another 90,000 rubles!

    However, Zhang Hanqing raised his head and wanted to speak: "I"

    Neshinski stretched out his hand to stop him: "Mr. Marshal, stop talking. This is already the lowest discount. I will not lower it any more"

    Zhang Hanqing nodded: "Mr. Neshinsky, you are wrong, I have no plans to repay the loan in advance!"

    Neshinsky: ¡°¡­¡±

    He was a little angry: "With such favorable conditions, why can't the Marshal just accept it for the sake of our happy cooperation, so that I can report to the headquarters? Expanding the branch is the most important thing for us at this stage!"

    Is it?  Zhang Hanqing smiled unkindly.  We have also expanded our branches, so we can continue to burn high without taking any big steps back.  If nothing unexpected happens, Russia will launch the October Revolution early next month (November 7 in the Russian calendar, November 7 in the Gregorian calendar). By then, all the superstructures will be smashed clean, and the same will happen with the ruble.

    This is what I am waiting for. How can I lose a lot for a small amount?  To use a very fashionable saying: "You care about my interest, but what I want is your principal."

    At this time, Zhang Zuolin remembered that Xiao Liuzi had predicted that a revolution would break out in Russia and that the ruble would be reduced to useless paper overnight.  Does he really believe this?  But it doesn¡¯t look like it from Neshinsky¡¯s expression.

    ¡°In fact, Neshinsky is also in pain. According to his own understanding, the real situation in the country is worse than what the outside world sees.  As an excellent financier, he has more sense of smell than the average person.  He believes that according to the current trend, the country will inevitably be in great turmoil.  So, in order to stop the loss, the top priority is to recover the loan as soon as possible, otherwise if the situation changes, the ruble will be worthless.

    But he can¡¯t show it too obviously, otherwise it will make the debtor suspicious. The so-called opening of a branch in the customs is this kind of excuse.  In this case, it is reasonable for banks to be eager to withdraw funds.  If you give me some discounts, I'm sure Zhang Zuolin, the eldest boss, will take the bait.

    It¡¯s a pity that he met Zhang Hanqing.

    Not to mention that he was deeply aware of the upcoming change, he didn't even believe a word of Neshinsky's plan to enter the pass.

    The sphere of influence of the great powers in China has been determined. It is not easy for Russia to insert a force into the country. How can he, a banker, shake the already stable economic layout of various countries in China?

    Watching Neshinsky lobbying at leisure, he listened calmly, but became more determined in his ideas.  Originally, he was going to rely on this debt.

    "Mr. Neshinsky, I value our personal friendship very much, but I am a person who distinguishes between public and private affairs. The early repayment of the loan will have a great impact on Fengtian. I have to take it into consideration! Please rest assured that on the day when the loan is due,  I will definitely repay Daosheng Bank in full and on time with interest!¡±

    When Zhang Hanqing said this, Neshinsky's reserved look finally fell and was replaced by anger - at least in Zhang Hanqing's view.

    "Mr. Marshal, I don't understand why you did this at all. It's not cost-effective for me or you! And as long as both parties agree, early repayment does not constitute the spirit of the contract!" He also wanted to lobby rationally.

    "Okay" Zhang Hanqing said, and Nesinski felt ecstatic in his heart, thinking that he had agreed.

    "I disagree" (Remember the website address: www.hlnovel.com)What happened has a great impact on Fengtian, and I have to take it into consideration!  Please rest assured that when the loan matures, I will repay the principal and interest on time and in full to Daosheng Bank!  "

    When Zhang Hanqing said this, Neshinsky's reserved look finally fell and was replaced by anger - at least in Zhang Hanqing's view.

    "Mr. Marshal, I don't understand why you did this at all. It's not cost-effective for me or you! And as long as both parties agree, early repayment does not constitute the spirit of the contract!" He also wanted to lobby rationally.

    "Okay" Zhang Hanqing said, and Nesinski felt ecstatic in his heart, thinking that he had agreed.

    "I disagree" (Remember the website address: www.hlnovel.com
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