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Chapter 1003 What are you afraid of?

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    As for the vice president named Li, he came from the head office and was responsible for risk management and control.  In addition to being specifically responsible for the accounts, he has a say in the bank's daily operations, deposit and loan accounts, personnel structure, and anything related to risks.

    And when the president ignores his opinions, he can bypass the president and report directly to the risk control department of the head office.

    Even in extreme cases where the president has committed serious corruption, malfeasance, or cheating, and may destroy evidence, kill people, or abscond with money at any time, Vice President Li has the power to declare a state of emergency and directly take over the bank.

    During a state of emergency, the security team and all employees must obey his orders, and they must not disobey even his order to detain the president.

    Of course, after the state of emergency, the vice president will be subject to strict review by the head office. If there is any abuse of power, he will be severely punished.

    In President Jiang¡¯s view, Vice President Li is a supervisor sent by the superiors, so he naturally never dares to neglect him.

    Fortunately, the vice president named Richard, although he takes risk control as seriously as the sky, he never interferes in the specific business of the bank, and everyone gets along fairly well.

    ??~~

    The bank¡¯s benefits are good, and the benefits will naturally increase.

    Take this food for example, not only can you have three meals a day, but you can also have fruits in the afternoon, and midnight snacks for the night watchers.  All were prepared by specialized cooks, and forty or fifty people in the entire Xuzhou branch were free to eat.

    The management also has a special small stove. There are seven or eight breakfast items every day, which is no different from going to a restaurant.

    President Jiang was sitting at the rosewood round table, drinking fried dough sticks and five-nut oil tea, while chatting with Vice President Li beside him about the progress of the dispute between rivers and seas.

    The three managers are also very concerned about this battle, which is related to the group's plans for the next few decades. However, they have no role to intervene and can only listen to it.

    Wu Ji originally had the function of collecting intelligence. Although it was renamed Jiangnan Bank, it is still well-informed.

    "It is said that it is a tie." Vice President Li drank half a bowl of spicy soup. It was so spicy that he was sweating all over.

    "Li Cha is from Huizhou. He just came here not long ago and he is still not used to drinking camellia oleifera.  But he liked the spicy soup made from chicken bones and peppered with it.

    "Officials from Shandong and Guangdong abstained from voting, but Lao Xi'er and the Huguang Gang all gave their votes to the water transport people."

    "Those are a bunch of naughty people!" President Jiang took a hard bite of the fried dough sticks and chewed them bitterly: "They know how to stab you in the back!"

    "Oh, who says it's not the case." Vice President Li came down from above, so he naturally knows the stakes better. He sighed and said, "The whole Jiangnan is waiting for the young master to succeed."

    "What should we do next?" President Jiang asked.

    "It is said that we will send personnel to conduct on-site inspections, but in fact, it is all a pretense. It depends on the result of the continued battle between the young master and them." Vice President Li said: "The head office reminds us to be careful at times like this. The Water Transport Group will jump over the wall and attack us."

    "Haha, you old Li, you are very good at what you do." President Jiang couldn't help but joked: "You are so qualified."

    ¡°In extraordinary times, it¡¯s best to be careful.¡± Richard said with a stern expression: ¡°We took inventory of the inventory yesterday. In addition to the reserve silver of silver notes, our inventory of silver is just one million taels. It is too dangerous.¡±

    ??Cash silver is the blood tank of the bank, which is the same principle in ancient and modern times.

    "One million taels is quite a lot, Lao Li." President Jiang said with a wry smile: "In the final analysis, our Xuzhou Branch also relies on the canal for food. The canal transportation has been cut off for several months, and it is difficult for various companies to do business.  In the daytime, I only see money being raised but no money being deposited, and the lakes are dry even if there is no water in the river."

    After a pause, he continued: "Besides, other banks have only a few million taels of silver in stock everywhere. Our branch only has one million taels, what else do you want?"

    "We are not comparing ourselves with others, but our funds are close to the yellow line." Richard sighed: "Of course there is no problem with normal operations, but we are afraid that someone will mess with us."

    "That's true" President Jiang stopped talking. Now that the canal from Xuzhou to Huai'an has been completely destroyed, the Xuzhou branch has cut off its financial ties with the head office, and its ability to resist risks has indeed been greatly weakened.

    "President, in the past few days, the banks and pawnshops on the street seem to have made an appointment to buy our silver notes together." Manager Gou, who was in charge of bank notes under him, finally couldn't help but interjected: "And one tael of silver  In addition to giving the official one tael of silver, there was also a ten cents bonus for the ticket, so many people lined up to cash it. They even cashed out all the banknotes on our counters and took them to other banks for arbitrage."

    If you use loose or privately minted silver and compare the banknotes at Jiangnan Bank, you will be charged a fire fee after weighing the coins.

    As for the "official silver" cast by the government, it can be exchanged for silverEveryone outside laughed and said, "I have caused trouble to you, but we below have nothing to do about the rules set by the superiors. How about this, if this gentleman is in a hurry to pay, I will issue you an acceptance ticket for free. Take it  Give it to the other party as well.¡±

    The rules of exchange were there, so the payee had no reason to make a fuss, but he still insisted on asking for cash. He would rather wait for five days than accept a check that could also be used for payment.

    When I asked him what he was worried about, the man didn¡¯t say anything and left the bank lobby cursing.

    Manager Mao gave up his seat to the teller, stood behind him and watched for a while, feeling horrified.

    Because he discovered that today was like being possessed by an evil spirit. Almost all customers asked for cash withdrawals, and the payers¡¯ accounts were all opened in Jiangnan, and all the money was stored in Jiangnan. They were all exchanged in other places!

    Instructing the teller to hold the customer to death for five days to pay, he quietly exited the front desk.

    As soon as he entered the inner room, he pushed open the door of President Jiang's office without bothering to knock on the door.

    ¡°President, something is wrong, someone is trying to run against us!¡± Manager Mao¡¯s voice was vibrating.

    "What?" President Jiang was horrified, secretly thinking that he was really afraid of something!

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