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Chapter 637 Minsheng Bank (Part 1)

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    Back at home, Huang Mingyuan hurriedly summoned Li Zixiao and Chen Yuan to discuss bank matters.

    "Xuanzhen, how did you do with the bank planning I arranged for you to do before the war?"

    Li Zixiao did not expect that Huang Mingyuan would start building a bank now, and hurriedly replied: "Lord, I do have some plans, but the specific details have not been refined yet. Is it so urgent to build a bank?"

    Huang Mingyuan nodded.

    "I originally arranged for local governments to distribute affordable grain seeds and agricultural tools. Now it seems that I may have taken it for granted. This year, because everyone needs grain seeds and agricultural tools, the government's distribution is not much different from the previous distribution on a per capita basis. But what about the future?  ? Some people need it, but some people don¡¯t. Imagine that in order to complete the task, will the government force distribution or force withdrawal? These are big questions."

    Li Zixiao immediately understood Huang Mingyuan's concerns. If this matter is not handled well, the method that benefits the people will also become a method that harms the people.  Officials will always do something bad for various reasons, so never underestimate their abilities and the harm they bring.

    Li Zixiao immediately asked someone to send over the notes he had written before. It was indeed intermittently written and had not been completely sorted out.  Huang Mingyuan took a look and basically covered what Huang Mingyuan told him before, but he was still a little conservative.

    Huang Mingyuan knew that this matter was a bit difficult for Li Zixiao. He was the chief steward of Fengzhou. Before, he was always in charge of the military and political affairs. Without him, everything needed to be handled by him. It was impossible for him to handle everything.

    And the bank had never appeared before, and Li Zixiao had no experience to follow. He was just crossing the river by feeling the stones.  It's not like he does this full-time, it's already rare to be able to do this.

    Looking at Li Zixiao's appearance, he was skinny and haggard, looking a little thinner than before.

    "Xuanzhen, please pay more attention to your health. You have been looking very haggard recently. You are my butler, so you cannot fall down."

    "Thank you so much, my lord, for taking care of me. My son is filial and everything is fine."

    Chen Yuan smiled at the side and said: "My lord, Xuanzhen needs someone to take care of him. He is so busy. My lord must find a wife for him, so that his health will naturally be better."

    Last year, Chen Yuan¡¯s wife gave birth to a son for him, and now both mother and son have been brought back from Jiangnan.

    "Zhong Chang is joking."

    Huang Mingyuan said seriously: "I have really considered this matter. My third aunt is married to the Taiyang family and has a legitimate daughter. She is sixteen this year. My eldest father wants to recruit Xuanzhen, and he is already working with Li Gong (Li Zi).  (father of filial piety) to discuss the matter."

    Li Zixiao hurriedly thanked him and said, "It's up to the mountain chief to make the decision."

    Chen Yuan asked, "Taiyang clan, could my lord's uncle be Mr. Cuulai, Yanggong, who is giving lectures on Mount Tai?"

    "It's this person."

    Chen Yuan hurriedly congratulated Li Zixiao and said: "Congratulations to Xuanzhen, the Yang family of Tai, a clan with bells and cauldrons; Yang Gong, a man of great talent and virtue, Xuanzhen is very happy."

    Li Zixiao smiled shyly. The young man admired her. He had some admiration for Lady Yang.  Only then did people discover that he was not only the sophisticated and thoughtful Wang Zuozhi, but also a young man who had just turned twenty.

    Everyone chatted for a while, and then talked about the bank.

    Li Zixiao really doesn¡¯t have time to take charge of this matter. However, the snake has no head and will not leave. It is not easy to find someone who can run the bank well.

    "Is there any suitable person in Xuanzhen who can handle this matter?"

    Li Zixiao replied: "There is indeed a person who I am about to recommend to my lord. Cao Xia Anxun, a citizen of Jiuyuan County, is a native of Chen County, Chenzhou. He is twenty-two years old this year. This person is able to change things and solve problems at the right time.  Ruoyi, with his heart of giving more, is a rare talent in governing the world. I used to get many suggestions from this person when I was governing Fengzhou."

    Huang Mingyuan did not expect that he would have such a person under his command. After all, talents who understand economic development and finance are so scarce, so he immediately ordered someone to recruit him.

    Soon Xia Anxun was recruited to the General Manager's Office.

    This man is young, tall and thin, with the appearance of a scholar, but he has a refreshing air.  I don¡¯t know why, but in the past, most of the people who were good at business operations were pot-bellied, had a wretched temperament, and had an air of arrogance on their faces, and were criticized by others.  People say that no matter how smart people are, they will become common people after dealing with money for a long time. Unexpectedly, Xia Anxun, a bookish person, is good at wealth matters.

    Xia Anxun saluted Huang Mingyuan and sat down on his knees.

    Huang Mingyuan looked at him and then deliberately said: "Wenjia (characterized by Xia Anxun), I heard that Li Lu said that you are quite knowledgeable about wealth. I have something to ask you. Do you think the country is in the process of collecting taxes?"??, what is the most important problem to avoid?  "

    Huang Mingyuan¡¯s question contains a hidden mystery. At least many of the people in charge may not be very happy after hearing the answer.

    Xia Anxun did not expect Huang Mingyuan to be so straightforward, so he replied: "Your Majesty, I believe that the formulation of tax policies should not be too lenient or too strict. If it is too lenient, it will lead to the loss of tax revenue, and those with evil intentions will  This is used to make money; if it is too strict, it will affect people's livelihood, and people who have no property are prone to unrest."

    Xia Anxun said it well, basically expressing the role of taxes, but Huang Mingyuan was not very satisfied with this answer.  Fu Xuan during the Wei and Jin Dynasties also proposed in his article "Pingtai Fu" that the general principle of taxation is to "provide for the superiors, help the inferiors, and make the best use of them."

    Huang Mingyuan asked again: "Then how do you think we can combine leniency with severity?"

    "I believe that in addition to meeting the needs of the country, taxes should also play a role in mediating between the rich and the poor in society, and taxes should be levied according to affordability. It may not necessarily make the rich richer, but it must not make the poor poorer."

    Huang Mingyuan nodded, this is his own point of view.

    Xia Anxun was able to put forward the principle of taxation to mediate social wealth and poverty and "vertical equalization", which already satisfied Huang Mingyuan.

    There are many principles in my country¡¯s ancient tax policy, such as the principle of degree, the principle of unity, and the principle of flexibility. In fact, most of the modern tax principles are inherited and extended from ancient times, but Huang Mingyuan still attaches most importance to the principle of equality.

    The principle of equality emphasizes that taxation should be equal and reasonable.  As for the interpretation of the principle of equality, according to the sayings after the Tang and Song Dynasties, the first one believes that taxation is equal and reasonable only if it is based on affordability; the second one believes that taxation is equal if all are treated equally, regardless of high or low, strong or weak.  Reasonable; the third view is that taxation must adhere to both "horizontal equalization" and "vertical equalization."  That is, people with the same ability pay equal taxes, while people with different abilities pay different taxes.

    Of course, these three principles have been debated endlessly. In ancient my country, the first type of "horizontal county leveling" was generally used.

    History has proven that the stepped calculation method of personal income tax has proven that the vertical principle is more suitable for social development.  In other words, charging more taxes on money-making industries not only satisfies the purpose of taxation, but also satisfies the wishes of the general public.

    In order to maintain government operations, the government must make money, but money should not come from the poor.

    Xia Anxun has the same attitude and understanding as himself, so that he can effectively instill his thoughts.  (Remember the website address: www.hlnovel.com
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