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Chapter 237 Planning

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    Every time he returns from a battle, Liu Ke will give himself a few days off to spend time with his wife and children at home.

    Daughter Liu Wu can already speak, calling "Daddy" in a babyish voice.

    Liu Ke always happily picked her up and lifted her above his head.

    She was always smiling and didn't feel strange at all because of Liu Ke's departure.

    Cao Zhen was always so indulgent towards her, letting her crawl around.  As soon as Liu Ke let her down, she always looked for opportunities to slip away and was very lively.

    As for my son, he is a crybaby. He cries when he is held or not.

    Liu Ke was helpless.

    In Zhao Yu¡¯s words, because Liu Ke killed too much, he spent a lot of money on doing good deeds.

    There¡¯s no need to fuss!

    Liu Ke dismissed this, but had no objection to doing good deeds.

    Now Yangzhou is very powerful, and there is no one who is hungry.  So it¡¯s hard to do good deeds these days.

    The situation in Jiaozhou is a little worse, but not much worse.

    Liu Ke¡¯s little life was very rich. If he wanted to cultivate his sentiments, he turned to Cai Yan to play the piano.

    Sometimes Diao Chan will dance, of course when she is in a good mood.  She originally thought that she would be clumsy after not practicing dancing for several years. However, singing and dancing seemed to penetrate deeply into her soul and she would not be unfamiliar at all.

    Occasionally, I would take Mi Yue out for surfing, fishing and so on.

    "I want a child." Mi Yue said calmly.

    Liu Ke suddenly felt strange and couldn't help but said: "The sun comes out from the west?"

    "It is natural for women to give birth to children!" Mi Yue argued loudly, and then her voice became smaller and smaller, "You are always away from home, so I also want to give birth to a child to play with."

    ¡°¡­¡± Liu Ke was speechless.

    It¡¯s so scary to actually use it for fun.

    Liu Ke knocked her on the head and firmly opposed it, at least until she was mentally older.

    Happy days always fly by quickly, seven days passed in one go.

    Lu Su could not bear to visit for a long time and was held back by Guo Jia for several days.

    "Greetings, my lord!" Lu Su said with cupped hands.

    Liu Ke was not polite and motioned Lu Su to sit down and said, "Thank you for your hard work, Zijing!"

    It¡¯s this sentence again, we can¡¯t be fooled anymore!

    "My lord, Dong Zhuo's wealth has been calculated, and some useless antique calligraphy and paintings have been sold at high prices according to your wishes." Lu Su said.

    Liu Ke has no interest in these things, so it would be best if he could sell them.

    "How much gold is the total?"

    "Nearly 100 million gold!" Lu Su reported a crazy number.

    He is worthy of being the boss who plundered Luoyang and Chang'an. These wealth are astronomical figures for any prince.

    Liu Ke used antiques to withdraw funds from Yangzhou again.  It can be said that the money in his hands now accounts for more than half of Yangzhou.

    And the wealth of Yangzhou is equivalent to the sum of the other states.

    "First of all, we started to mint new currencies, which are divided into three categories: copper coins, silver coins, and gold coins." Liu Ke said, it is definitely not pure silver or pure gold. In this regard, the system's store list has coinage technology, and Liu Ke spent 200,000 gold  Bought it directly.

    With the technology of other states, it is impossible to imitate it, so Liu Ke can firmly hold the right to mint coins.

    And, Liu Ke began to promote decimal and Arabic numerals.

    Lu Su wrote it down one by one. It is very important to standardize currency.  Some poor princes could not afford to pay their salaries, so they used various means to recast a copper coin, mixed it with some random things, and turned it into dozens or hundreds of coins to steal the wealth of the people.

    Since Yangzhou was trading with the whole country, it was inevitable to bring back some copper coins like this, which made people miserable.

    Therefore, Liu Ke directly issued a death order that the Chamber of Commerce should not use insufficient copper coins for trade, and whoever brought them back would be responsible for handling them.

    It cannot be stopped under such strict orders, so we might as well create a new currency.

    The second point is to establish a bank.

    Liu Ke explained everything one by one. After Lu Su understood it, he was full of praise.

    In today¡¯s bulk trade, merchants use trucks to transport their money, which is not only easy to be robbed, but also wastes valuable time.

    ¡°Banks not only absorb deposits but also issue loans.¡± Liu Kedao.

    Many systems are not perfect, so Liu Ke spent a lot of time talking.

      During the period of Emperor Wu of the Han Dynasty, there were high interest rates.  It not only sucks the blood of businessmen, but also the blood of common people. No one will borrow it until it is a critical moment of life and death.

    Because the profits are several times higher.

    Liu Ke explained it many times before convincing Lu Su that their bank only had an interest rate of 50% to 10%, and they were definitely like great sages.

    "I admire you!" Lu Su said with cupped hands. If the interest rate is really so low, it will definitely be good news for the people and businessmen.

    Liu Ke¡¯s intention is very obvious, which is to take advantage of the large amount of wealth now held by the government to gradually improve the banking system and absorb deposits.

    How can I not get everyone's trust in the signboard of 100 million gold?

    Coupled with Liu Ke¡¯s reputation, there will definitely be an endless stream of people coming to save money.

    Because money may not be safe if you keep it on your body, but it will definitely not be lost if you put it in a bank.

    With money from banks, Yangzhou can develop better and some major projects can be completed.

    The Liu family of the bank holds 5% of the shares and the government 95%, and no one is allowed to intervene.  Initially, it was only piloted in Yangzhou, and one point in each county was enough.

    Liu was afraid that he would start the business too quickly and without professional talents, he would be screwed up by them.  So he plans to develop and grow while cultivating talents.

    Lu Su also agreed. He couldn't imagine what it would be like when the wealth of the entire Yangzhou was gathered together.

    "Don't confuse the bank's wealth with the government's finances. The government must issue IOUs and repay the money afterwards, and the bank must also pay taxes." Liu Kedao.

    Lu Su is still very keen on the economy and immediately understood what Liu Ke said.

    ??To sum up, it is to mint new coins and set up banks to use Dong Zhuo's wealth to make money.

    As a result, the proportion of agricultural taxes is getting lower and lower.

    "Lord, we have to be on guard. We have to strengthen agriculture." Lu Su reminded.

    No matter what kind of country, agriculture is fundamental.

    Liu Ke said: "Of course I know the importance of agriculture, so I plan to exempt agricultural taxes in a few years."

    Lu Su¡¯s mouth twitched. For thousands of years in Chinese history, agricultural taxes have been the main fiscal revenue. It would be a good idea for you to directly exempt them from agricultural taxes.

    Liu Ke disagrees. The exemption of agricultural taxes only exempts farmers from eating. When food becomes commodities, don't they still have to pay taxes?

    In a few years, Yangzhou's grain output will definitely be able to supply a country, and the grain that will become a commodity will definitely be more than what can be kept for oneself.

    Half a day later, Lu Su's small notebook was full. Every time he talked with Liu Ke, he benefited a lot. Among them, the one with the most records was the bank.

    Lu Su left with satisfaction. Liu Ke could just sit at home and wait to harvest the leeks, and wealth would continue to overwhelm him.

    During the period, a messenger came into the Liu Mansion and handed Jia Xu's letter to Liu Ke.  (Remember the website address: www.hlnovel.com
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